Effective Date: November 2025

Thank you for visiting our website. In this Privacy Policy, “we,” “our,” or “us” refers to Damiani Mortgage, DamianiMortgage.com, and its affiliates. Damiani Mortgage provides mortgage and home loan services, as well as educational resources, through this website, subject to the following terms and conditions.

PLEASE READ THIS ENTIRE AGREEMENT CAREFULLY BEFORE USING ANY PART OF THIS WEBSITE. IF YOU DO NOT AGREE TO ALL TERMS AND CONDITIONS STATED BELOW, YOU MAY NOT USE THIS WEBSITE OR ANY OF ITS FEATURES OR SERVICES. BY USING THIS WEBSITE, YOU ARE DEEMED TO HAVE ACCEPTED THESE TERMS AND THIS PRIVACY POLICY IN THEIR ENTIRETY.

You must be a U.S. resident and at least 18 years old to use this website or any of its features or services.

---

1. Description of Service – Limited Use License

Damiani Mortgage operates DamianiMortgage.com, an informational and service-based website offering details about mortgage loan programs, refinancing, home purchase loans, and related credit services.

Visitors can browse loan options, request consultations, and submit preliminary information to begin a mortgage application. For privacy and security, all sensitive data collected is encrypted during transmission.

By visiting this website, you are granted a limited license to use its content only for the purpose of requesting services. Downloading or redistributing any material or data from this site for resale or commercial use is strictly prohibited. Violation of this license may result in legal action.

---

2. Proprietary Rights to Content

All content, graphics, logos, images, data, software, and written material on this website (“Content”) are the property of Damiani Mortgage, its affiliates, or its licensors, and are protected under U.S. copyright, trademark, and other intellectual property laws.

You agree not to reproduce, distribute, or exploit any part of this site without prior written permission from Damiani Mortgage.

---

3. Privacy Statement

Your privacy is very important to us. This Privacy Statement explains how we collect, use, and share information you provide to us.

Information We Collect

We collect personal information that you provide directly, such as:

• Name, phone number, email, and address

• Financial and employment details submitted for loan applications

• Any information provided through inquiry or contact forms

We may also collect limited data automatically, such as IP addresses and browser activity, to improve our website’s performance.

Use of Information

We use collected information to:

• Respond to your inquiries or loan requests

• Process mortgage applications and verify eligibility

• Communicate updates, offers, or resources (if you’ve opted in)

• Improve website functionality and user experience

• Comply with applicable lending and recordkeeping laws

We do not sell, trade, or rent personal information to third parties for marketing purposes.

Sharing Information

We may share data with:

• Lenders, title companies, and credit reporting agencies when necessary to process your application

• Service providers assisting with technology, marketing, or compliance

• Legal or regulatory entities as required by law

All third-party partners are bound by confidentiality obligations.

Data Security

Damiani Mortgage takes reasonable measures to protect personal data using encryption, access controls, and secure servers. However, no transmission over the internet can be guaranteed completely secure.

---

4. Cookies & Website Tracking

Our site may use cookies to store preferences, analyze usage trends, and improve functionality. You can disable cookies in your browser settings, but doing so may affect website performance.

---

5. Disclaimers

Your use of this website is at your own risk.
Damiani Mortgage provides all content and services “AS IS” and makes no warranties, express or implied, including accuracy, reliability, or fitness for a particular purpose.

We do not guarantee uninterrupted or error-free service. Damiani Mortgage shall not be liable for any loss or damage, including data loss or computer issues, resulting from your use of the site.

---

6. Limitation of Liability

Under no circumstances will Damiani Mortgage be liable for any indirect, incidental, special, or consequential damages arising from the use or inability to use this website or its content, even if we have been advised of such possibilities.
Your sole and exclusive remedy is to discontinue using the website.

---

7. Indemnification

You agree to indemnify and hold harmless Damiani Mortgage, its officers, agents, and employees from any claim or demand, including reasonable attorney fees, arising from your misuse of this site or violation of these Terms.

---

8. Children’s Privacy (COPPA Notice)

This website is not designed for anyone under the age of 18. We do not knowingly collect personal information from children. Parents or guardians who believe their child has provided information may contact us for removal.

---

9. Modifications and Interruption to Service

We reserve the right to modify or discontinue the website or any of its features without notice. We are not responsible for interruptions or technical issues outside of our control.

---

10. Third-Party Links

Our website may contain links to other sites operated by third parties. These links are provided for convenience only.
We are not responsible for the content, security, or privacy practices of these third-party websites, and your use of them is at your own risk.

---

11. Governing Law

This Agreement is governed by the laws of the State of Arizona, without regard to conflict of law principles. Any disputes arising under this Agreement shall be resolved in the state or federal courts located in Maricopa County, Arizona.

---

12. Compliance with Laws

You agree to use this website in compliance with all applicable local, state, and federal laws. You may not use our site for any unlawful or prohibited purpose.

---

13. Copyright and Trademark Notice

All materials on this site are the property of Damiani Mortgage or its licensors. Any unauthorized use is strictly prohibited.
“Damiani Mortgage” and associated design marks are the property of Damiani Mortgage, LLC. All other trademarks belong to their respective owners.

---

14. Contact Information

If you have questions or concerns about this Privacy Policy or Terms of Use, please contact us:

Damiani Mortgage
5559 S Sossaman Rd, Bldg #1, Ste #101
Mesa, AZ 85212
856-412-0119
Gina@DamianiMortgage.com

Licensed in New Jersey, Pennsylvania, Delaware, and Florida

---

I HAVE READ THIS AGREEMENT AND AGREE TO ALL THE PROVISIONS CONTAINED ABOVE.
Damiani Mortgage will make commercially reasonable efforts to promptly respond to any questions or issues regarding this website or its terms.